Our vision
Deepening trust, rebalancing risk, supporting growth, improving lives.
Find out our priorities.
Our vision
Strategic Plan 2025–2030
CCA outlines a forward-looking strategy to 2030 built on four foundational pillars: deepening trust, rebalancing risk, supporting growth, and improving lives. As the UK continues to lead globally in financial services—from commercial insurance to fintech—CCA’s regulatory role is central to sustaining this position and ensuring markets remain resilient, fair, and innovative.
Vision and Strategic Context
CCA’s vision is to reinforce the UK’s global financial leadership by creating a regulatory environment that enables innovation, builds public confidence, and strengthens economic resilience. The strategy acknowledges the challenges of the coming years—geopolitical instability, demographic shifts, technological disruption, and financial vulnerability—and places the regulator at the heart of enabling adaptive, sustainable finance.
Key Priorities
Becoming a Smarter Regulator
CCA will modernize its regulatory processes, digitize systems such as authorisations, and streamline supervision. A more proportionate, data-driven approach will improve efficiency and allow for faster responses to market developments and risks.
Rebalancing Risk
The Authority aims to recalibrate regulatory attitudes toward risk, shifting from a legacy of risk aversion to one that encourages responsible innovation. Recognizing that risk is inherent to progress, the strategy promotes informed risk-taking that supports competition and growth without compromising market integrity.
Supporting Economic Growth
Through regulatory reform and partnerships with industry, CCA will unlock capital flows, drive investment, and enhance the UK’s competitiveness. Focus areas include tokenisation, open finance, capital market reforms, and improved access to long-term investment opportunities for both businesses and consumers.
Helping Consumers Navigate Financial Lives
With millions of citizens facing financial hardship or complexity, CCA commits to making financial products more transparent, accessible, and effective. Reforms will target pension value, mortgage affordability, and guidance for non-advised consumers, enhancing financial inclusion and confidence.
Fighting Financial Crime
CCA will expand its use of technology and intelligence-sharing to detect and disrupt illicit activities. It will maintain strong partnerships with law enforcement and international regulators, while supporting firms in strengthening their anti-crime capabilities.
Global Outlook and Collaboration
Acknowledging the UK’s status as a major financial hub, CCA will deepen its international presence. It will continue influencing global regulatory standards while adapting flexibly to shifting international dynamics.